Monese is a bank but not a bank you just thought about. In fact it’s the bank alternative – simpler and available to open straight away in 5-10 minutes maximum. What’s more, you can use Monese only on your smartphone. Sounds… modern? Indeed it is! Additionally if you want to earn small bonus (£5) you can open account using my link. After that you will be able to invite unlimited number of your friends and earn £10 for every invitation!
Monese in short
Probably many of you are wondering right now “how much does it cost”? The good news it’s for free but the bad news is that some features require monthly subscription. This is not something unfair of course. Monese created a great product and they expect to be awarded which is absolutely fine!
So let’s look what you can get for free and what’s need to be paid for:
Comparison table explains great all the differences so let’s focus on main differences.
- ATM cash withdrawals cost 1 each
- There is 2% foreign currency exchange
- Instant top-ups cost 0.35% fee
If you will use Monese occasionally it’s not bad. However, if you travel a lot or even spend most of your time abroad for a job then you should seriously consider Plus or Premium plan. I think that the best idea would to be if use start from Free plan and then decide how you really need and like Monese!
Monese refer a friend
Please message me if you are looking for Monese refer a friend link!
You may also like:
Nutmeg – refer a friend – £100/friend
moneycorp – refer a friend – £75/friend
moneycorp – refer a friend – £75/friend
RateSetter – refer a friend – £100 bonus!
Please keep on mind that I’m NOT a financial adviser and you shouldn’t treat above post as any kind of financial advice. This is just my blog where I share my knowledge but I can be wrong while doing so! Also please remember that any financial decision you will make might affect your finances either positively or negatively. Your capital is always at risk when you invest. You should always read T&C (Terms and Conditions) to make sure you know all the rules.