Peer-to-peer lending is booming in recent years so in result we have one more company on the market. Loanpad with its simplicity and very straightforward offer might be a great solution for investors who need almost instant access to deposited money. As always I’d like to remind you that it’s not completely risk-free investment but decent (daily!) interest and welcome bonus of minimum £50 with my Loandpad refer a friend link probably may sound convincing!
Loanpad – simplicity and inflation-busting interest
Loanpad let you invest in standard way or through ISA so you can use your tax allowance if you haven’t in this year. There are two options. First is Classic and second Premium.
Classic gives you (almost) instant access to money invested (up to £20 000 max) and 4% interest/annually.
To withdraw from Premium you need to start that process 60 days (sometimes it takes a bit longer) earlier but in return you get 5% interest/annually and you can invest up to £250 000.
What is really nice about Loanpad is that you can watch your investment grow on daily basis. Interest is calculated daily and everyday small amount goes to your Cash account! Capital is at risk in both cases and those figures are not 100% guaranteed but from my experience they are very realistic and this is what you can expect for real. Also Loanpad is FCA authorised. The great news is we are talking about much smaller investments if it comes to receiving Loanpad refer a friend bonus.
Loanpad refer a friend T&C
Percentage-wise optimal solution for you is to invest £1000 within 14 days of opening an account using my Loanpad refer a friend link (CLICK!). It’s also very important you must put those money into Premium account (money put on Classic WILL NOT give you bonus!). Then you will get £50 bonus + 0.20-0.25% additional interest. It gives you around £95-105 after 12 months.
You can also claim £150 bonus + 0.20-0.25% additional interest but in that case you must invest no less than £10 000.
Here is my Loanpad refer a friend link you have to use to be eligible for bonus:
www.loanpad.com/investor/register/?RewCode=LPP-eCaWeI
You may also like:
Kuflink – refer and friend and earn 100£!
Landbay – refer a friend and get 50£ cashback!
Funding Circle – refer a friend and share 100£
Brickowner – 50£ cashback in P2P lending!
Please keep on mind that I’m NOT a financial adviser and you shouldn’t treat above post as any kind of financial advice. This is just my blog where I share my knowledge but I can be wrong while doing so! Also please remember that any financial decision you will make might affect your finances either positively or negatively. Your capital is always at risk when you invest. You should always read T&C (Terms and Conditions) to make sure you know all the rules.