One of the most investment opportunities I write about on my blog are peer-to-peer lending options and AssetzCapital is no different. AssetzCapital let you lend money to other people and businesses on preferable conditions. In return, you get the potential to earn from 4.10% p.a. gross target loan interest. In top of that with my link you will get a £50 AssetzCapital refer a friend reward!
AssetzCapital
AssetzCapital is quite decent-sized P2P platform currently with over 37 000 active investors who ‘ve lent to UK businesses astounding £935m. Of course even though people trust AssetzCapital what number shows you have to remember it’s not risk free investment. I will repeat this every single time I will post about P2P platform. This is not always the case but making long story short the higher potential ROI (return on investment), the higher risk might be. Might be as some companies can offer low returns and go bust without any notice. It happens it world of finances and you must always be ready to least some or even all money you put into it. Fortunately P2P sector is booming in recent years and such situations happen very rarely!
What is really nice about AssetzCapital is immediate access to your funds if you wish to have it. Please leek and below table to find out what can you expect:
As you see target interest rate (two ** means it’s not guaranteed) for Quick Access Account is around ~1.60% lower p.a. (annually so 4% from £1000 investment gives after a year £40) than 90 Day Access Account. However, this “90 day” access mean that if for any reason you will need money immediately, you will have to wait minimum 90 days. Please keep on mind it’s not guaranteed access time (see * next to access times). I do not have experience with withdrawing funds from AssetzCapital. I just keep them invested for now on Quick Access Account.
The good news is AssetzCapital has great reviews on TrustPilot so I believe I can sleep peacefully in case of sudden need of money. Moreover your money are under protection of Provision Fund Coverage.
AssetzCapital refer a friend
It’s important for you to know that AssetzCapital refer a friend program varies from month to month and rules below applies to December 2019! So as for know when I’m writing those words for each £1000 invested using my link (CLICK!) you will get £50 bonus + target interest rate (from 4.10% to 5.75% p.a.). What is more, if you have a partner/friend you can offer him investing with AssetzCapital. Share your refer a friend link and for each friend who invest you will get £100 bonus. The best part is there is no limit on number of friends you can invite!
Here is my AssetzCapital refer a friend link you have to use to be eligible for bonus:
https://investors.assetzcapital.co.uk/lender/registration/?lenderReferral=W84HU7
You may also like:
Kuflink – refer and friend and earn 100£!
Landbay – refer a friend and get 50£ cashback!
Funding Circle – refer a friend and share 100£
Brickowner – 50£ cashback in P2P lending!
Please keep on mind that I’m NOT a financial adviser and you shouldn’t treat above post as any kind of financial advice. This is just my blog where I share my knowledge but I can be wrong while doing so! Also please remember that any financial decision you will make might affect your finances either positively or negatively. Your capital is always at risk when you invest. You should always read T&C (Terms and Conditions) to make sure you know all the rules.